16th July 2007, 08:38 AM
I used a broker recommended by the Guardian newspaper. They do all the work with no fee (the lender pays them for the business). I can't think of the name off the top of my head. You should be able to borrow about four to five times your income. Also you can take on a lodger(s). I think you can recieve about £4.5K a year, tax exempt, by doing this. Every bit helps.