19th July 2007, 04:02 PM
Not having a permanent contract is considered to be a minus when applying for a mortgage, but as an archaeologist who has recently done just that (with my archaeologist husband) I can assure Oxbeast and anyone else thinking about signing their life away for 25 years that bigger minuses include : not being registered to vote (a big minus for any credit score), and lots of other borrowing (although a friend of mine was turned down by one bank when she applied for a mortgage two years ago for precisely the reason that she had never had credit).
Don't be disheartened by one person's gloomy advice, shop around for the best deal (applies to everything - mortgages, insurance etc) and beware that any brokers or advisors who are paid on commission might not be getting the best deal for you. An upfront fee (depending on how big it is) might work out better.
Best of luck Oxbeast.
"a pound of shelled peanuts was handsome pay by any apes standards" Pratchett 1998
Don't be disheartened by one person's gloomy advice, shop around for the best deal (applies to everything - mortgages, insurance etc) and beware that any brokers or advisors who are paid on commission might not be getting the best deal for you. An upfront fee (depending on how big it is) might work out better.
Best of luck Oxbeast.
"a pound of shelled peanuts was handsome pay by any apes standards" Pratchett 1998