17th December 2010, 04:06 PM
Fair points there Dirty..
To return to the Loan and how exactly it does pay for itself.. if most people are going to default... then what's the point? are there any stats? That said, yes it would be good to have an affordable pay to learn... what does concern is that you hit that threshold and find yourself worse off.. so why bother.. Same with Tax really.. when you start earning over ?37,400 it jumps to 40% meaning that unless you are earning seriously over that, its a bit pointless... plus the NIC etc.
( I know I know who is going to do that in archaeology)
Point being is it is another cost to life. and one that you wonder.. why did I bother, given that I am now a field archaeologist and what I learned in Uni about Byzantine trade routes in the 5th century does not help me on a watching brief.
20 quid to Student loan, 20 quid to IfA Subs, 5 quid to union sub, rent, petrol, heating, water, etc..etc.. the campsite accommodation... on it goes!
To return to the Loan and how exactly it does pay for itself.. if most people are going to default... then what's the point? are there any stats? That said, yes it would be good to have an affordable pay to learn... what does concern is that you hit that threshold and find yourself worse off.. so why bother.. Same with Tax really.. when you start earning over ?37,400 it jumps to 40% meaning that unless you are earning seriously over that, its a bit pointless... plus the NIC etc.
( I know I know who is going to do that in archaeology)
Point being is it is another cost to life. and one that you wonder.. why did I bother, given that I am now a field archaeologist and what I learned in Uni about Byzantine trade routes in the 5th century does not help me on a watching brief.
20 quid to Student loan, 20 quid to IfA Subs, 5 quid to union sub, rent, petrol, heating, water, etc..etc.. the campsite accommodation... on it goes!