20th October 2011, 04:45 PM
Silk thermal undies, my mum gets me a set every few years or so for Christmas. light flexible and oh so toasty warm. As for saving it's the one thing I wish I had done more off even a couple of quid a week instead of booze and fags will mount up. Do not run up credit bills and if you cannot afford it don't buy it. Possibly a very unfashionable view but look where debt and unlimited borrowing have got us ( up the proverbial creek without a paddle)