Being the cautious type, I'd tend to think of it as if you're responsible for your own tax and NI, then you're also responsible for your own insurances, unless explicitly informed it isn't necessary. I don't think it's a legal requirement, but might save you a lot of hassle if something went wrong. Having said that, I have no idea what it would cost per annum. Way back when, it cost me around forty squids I think for £1million public liability. Or was it half a mil? Dunno, 'twas a long time ago and it's been a long week!
And here is the BAJR guide... http://www.scribd.com/doc/19108151/Insur...aeologists Now, do I get a commission for that?
And here is the BAJR guide... http://www.scribd.com/doc/19108151/Insur...aeologists Now, do I get a commission for that?