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Wax Wrote:I wonder how many of us who use our own vehicles to get to and from site and carry kit and staff between sites have the appropriate business use insurance on our personal policies? I do and it's bl..... expensive but I would not use my personal vehicle for work without it. If you are driving or using your own vehicle as part of your job make sure you see and understand the policy.
It shouldn't be all that expensive to add the 'also for work' bit to your insurance.
I seem to remember that there are two different types of this. A 'transporting people to and from a workplace' -type and a vehicle for only work - type (e.g. taxi). You definitely want the first type and don't need the second one. Also shop around. Uswitch.com is brilliant, I've saved a fortune (?600) on one quote!
Unless things have changed.
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It might be those inconvenient little points on my licence that are the problem, that and I am often self employed. Seem to have had a bad run of luck with police cameras especially as I was only fractionally over the speed limit !!! I do tend to stick to limits as I agree with them.
Might also be the vehicle which is almost new. Shopping around is the way to go
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Wax Wrote:Might also be the vehicle which is almost new.
An archaeologist with an almost new vehicle? That's something you don't see every day!
You know Marcus. He once got lost in his own museum
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Been discussed on a previous thread (ages ago) - works out a lot cheaper in the long run to get a new/nearly new rather than endlessly repairing/throwing away bangers (and time costs money etc), and they even give you some money back when you trade it in as long as you shovel some of the mud out first
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Dinosaur Wrote:Been discussed on a previous thread (ages ago) - works out a lot cheaper in the long run to get a new/nearly new rather than endlessly repairing/throwing away bangers (and time costs money etc), and they even give you some money back when you trade it in as long as you shovel some of the mud out first
...on this kinda money ??????
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RedEarth Wrote:Going back to the topic a little, people could of course use this situation as a means to refuse to do excessive travelling outside of work hours by simply saying 'I'm not sure whether I am breaking the law or not because of the vehicle insurance'! Not sure how that would go down.
We should all do that and stand together...from Monday next !!!!!
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14th May 2012, 10:10 PM
(This post was last modified: 14th May 2012, 10:12 PM by Wax.)
Marcus Brody Wrote:An archaeologist with an almost new vehicle? That's something you don't see every day!
It's what I spent my redundancy money on hence the reason it's well insured
it may even see me out to retirement as I ran the last one for eleven years
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monty Wrote:...on this kinda money ??????
That'll be what all those 0% interest deals are about :face-approve:
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Jack is entirely correct - it costs a tiny amount to upgrade to business use. Even with the astronomical fuel costs everyone is facing there is still money to be made claiming mileage. Personally I value jobs far from the office. It's great opportunity to make a bit of extra wedge.
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[QUOTE=Personally I value jobs far from the office. It's great opportunity to make a bit of extra wedge.[/QUOTE]
Have you really done the Maths? You might be clawing a bit back if you have a good day subsistence allowance but it costs me around ?75 to fill up with diesel so that 40p a mile allowance is not bringing in any extra once you factor in things like insurance, road tax, MOT and maintenance.
